Motor Insurance
Third party from ₦15,000. Comprehensive cover with breakdown assistance.
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Wura AI now answers in WhatsApp 24/7
Guide Well, Nothing Do You.
Compare. Buy. Claim. All in one place. Access trusted Motor, Health, Travel, Life and Property Insurance from leading insurers, get covered in 2 minutes, and enjoy our 72-Hour Claims Promise on eligible approved claims.
Insurance, one chat away.
72-Hour Claims Promise applies to eligible approved claims and remains subject to policy terms, insurer approval and verification requirements.
NAICOM-aligned
Bank-grade security
Instant issuance
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Drop your phone number — we'll text you a one-time link to finish your quote in 2 minutes.
Trusted by leading Nigerian insurers
CH
Chi Life Assurance
RE
Regency
GU
Guinea
UN
Unitrust
UN
Universal
ST
STACO
CO
Consolidated Hallmark Insurance
Marketplace
One platform. Every insurance you need.
From compulsory motor cover to family health plans and SME liability, compare and buy across all major lines, all in one place.
Health Plans
Family and individual HMO plans with hospitals nationwide. Telemedicine included.
Browse plansTravel Insurance
Schengen-ready and worldwide cover. Issued in minutes for visa applications.
Get coveredHome Insurance
Protect your house and contents from fire, theft and accidental damage.
Protect homeMarine Cargo
Import & export cover for businesses moving goods by sea or air.
Insure shipmentLiability Insurance
Professional indemnity, public liability and employers’ cover for SMEs.
Get business coverNYSC & Student
Affordable cover for corps members, undergraduates and youth programs.
Get NYSC coverInvestment-Linked
Endowment and savings policies that grow your money while you stay insured.
Explore plansAnnuities
Steady retirement income for PFA retirees and pre-retirees nationwide.
Plan retirementTakaful (Sharia)
Cooperative, Sharia-compliant cover for individuals, families and businesses.
Browse TakafulHow it works
Get insured in three steps.
From comparison to claim, every step is built for speed. Start on the web or jump straight to WhatsApp, your cover stays in sync.
1
Compare in 120 seconds
Pick a category. Tell us a bit about you. We pull live quotes from licensed insurers , side by side, no spin.
2
Pay & get covered instantly
Pay securely with card, transfer or USSD. Your policy hits your inbox and WhatsApp the moment payment clears.
3
Claim in 72 hours
Notify us via web, WhatsApp or call. Upload your evidence. Approved claims pay out in 72 hours , guaranteed.
Wura AI · ChatSure
Buy insurance from WhatsApp. Like chatting with a friend.
Meet Wura your AI insurance assistant. She speaks Nigerian English, understands pidgin shortcuts, and helps you compare, buy and claim, all inside WhatsApp.
24/7 instant answers
No queues, no hold music.
Quote & pay in chat
Quotes, payment links, receipt.
Digital certificate
Sent direct to your chat.
Claims via WhatsApp
Upload photos & track status.
W
Wura · InsureOnGo
online
Hi, I need motor insurance for my Toyota Corolla 2018.
10:42
Welcome to InsureOnGo! I can sort that in 2 minutes. Comprehensive or Third Party?
10:42
Comprehensive please.10:43
Got it. Share the vehicle value & year , I’ll fetch quotes from 6
insurers.
10:43
Value ₦5,200,000. Year 2018.10:44
Here are your 3 best quotes – starting at ₦52,000/year. Tap to view all 6
↓
10:44
Simple
No paperwork. No queues. Compare and buy in plain English in under 2 minutes.
Flexible
Pay as you go. Switch insurers. Adjust cover. Plans that bend to fit your real life.
Fast
Instant cover on payment. Claims paid in 72 hours. No "come back tomorrow", ever.
Frequently asked
Got questions?
We've got answers.
If you don't find what you're looking for, chat with Wura on WhatsApp , she replies in seconds, day or night.
InsureOnGo is a digital insurance marketplace operating under NAICOM's Partnering Insurtech framework. Every policy you buy through us is issued by a NAICOM-licensed underwriter.
Most customers complete a quote and purchase in under 2 minutes on the web — or in a single WhatsApp conversation with Wura. Your policy document hits your inbox and WhatsApp the moment payment clears.
We commit to processing approved claims within 72 hours. File a claim online, on WhatsApp, or by phone and track the status throughout.
Yes. The site is SSL-secured, our practices align with the Nigeria Data Protection Act (NDPA), and we never store your card details. Payments are processed via PCI-DSS certified gateways.
Manage your policy from your dashboard at any time, or message us on WhatsApp. Refunds and changes follow the insurer's policy terms and applicable regulations.